*me knocks the hippo on the head* 
Of course I'm not planning to get mugged.... I'm planning for the
event that if I do get mugged, I can limit the amount of damage the
mugger can do to me.
In addition to splitting my money, I'll be carrying two handphones
(my normal handphone + the one I use for reservist) as well as a
spoilt 'dummy' handphone.
On top of that, I'll be wearing a secret money compartment around
my left calf containing my passport, some money, my SAF 11B, and
the address and contacts of the Singapore High Commission in
KL.
So if those muggers try anything funny... I'll be prepared.