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1. The money you paid is to LGM Pte Ltd.
2. LGM is only a marketing company and once the Private
Limited Company closes down, it is almost impossible to get back
your money from the local Singaporean Director as he/she is
protected by limited liabilities which are the nature of Pte
Ltd.
3. LGM sells services from CVC, not on CVC's
behalf.
4. Thus, CVC is not responsible for your contract which
is with LGM.
5. For Cash Back, CVC in Spain may not pay you back the
amount or is pro-rated to a few hundred dollars as they claimed
that LGM did not pay them the money they collected from you.
6. For records, the cash rewards forms indicated that
CVC do not have to answer to your queries regarding the cash
rewards.
7. Many others marketing companies also sell services
from CVC and have closed down.
8. Many others new marketing companies have also took
over the records from these companies and have also made claims
such as termination with refund or switching over with additional
amount etc.
9. According to SG authorities, these marketing
companies did not break the law and not many actions could be taken
against them.
==========
Companies are setup by people who want to earn money in
the same concept to an employee looking for a job.
If you believe that there is a possibility of an
employee who seek a job in a company, work for the company, does
not take ANY pay and yet pays the company a sum of money, then the
same concept of a company which claims that they can do things for
you free is possible.
If they request that you pay them first, then they fit
into the company that is looking for a profit, here you would want
to be careful on the legal representation that they claim they can
do.
You might want to check with the authorities before
making payment.
Also, there is a consumer protection system in place
for you to recover your money (read the fine prints in your
contracts, or at times, not even there, so ask what the time frame
you are allowed to terminate is)
For termination, time and actions are crucial; any
amount of delay is proportional to the reduction in probability of
you getting your money back.
Pro-active is the work here. Use the laws to protect
yourself.
A point to note, scammers are highly intelligent
personnel, probably with a higher than average IQ, and knows the
social, legal system well enough to manipulate it in such a way to
avoid any legal implications.
The only two ways to play their game is 1. Do not get
involve in the first place. Frankly, only your own desires, which
are constantly exploited by them, will be the cause of your wrong
decision. 2. Play their game with a better understanding of the
laws then them and outwit them at every junction and tactics they
throw at you.
These people are not actors, they are just employee of
the company who told them what to do, so usually they are very real
in their emotions, thus allowing you to believe in them, remember,
they get paid when they make money (work) for the company.
Good Luck.