Ok, I have read through the whole thread. First of all, you
hitting him behind is a sure win case for the Altis owner. Your van
is covered by insurance, regardless of whether you are sending CRT
monitor back for colleague a not. Insurance covers the vehicle 24 X
7, thats LTA's requirements for a car to be on the road.
As such, some ppl here say insurance damn ma fan. Thats not your
problem.
The Altis will probably make a 3rd party claim on you. You will
have to go back to your company and tell them what happened. You
will also need to fill up a GIA report. In GIA reports, people will
cheat and lie, no one will tell the truth. In other words, I am a
devil's advocate now. Fill up with a "believable story" that will
put you "not in the wrong". If your own insurance company wants to
contest the case, thats their problem not yours.
Hope this lengthy post helps. Need more help, feel free to PM
me.