sir sickolot II SG for a young one like you, you got more money than an old uncle like me ( then again i'm not old)... i suggest using stand chart. Since there are so few ATMs... u'd be less tempted to withdraw money. Then again just be thrifty and not swipe that debit card too many times.. hahaha However i don't suggest you close the POSBank Acc... still a very useful acct actually........
ditzy SG Where there are fewer ATMs around, you are tempted to draw more money out at one go, just in case. When there is more money hanging around your wallet, you are more inclined to spend spend spend.
When there is more money hanging around your wallet,
you are more inclined to spend spend spend.