browniebaobao SG when u use a debit card to pay, same as NETS, money will be deducted immediately. when u use a credit card to pay, u can delay payment. Difference is, for credit card, u will need to have annual salary of 30k to apply.
stellazio SG need meh..some dun need la i think.. the difference is that with debit card,you will know your limits.. credit card you'll overspend..but u get more girls..
blackchickenahkai SG debit card have limit.. if u over max then cannot cash.. credit card is unlimited(unless u r or yr parents are the one who sets the credit limit) better not use credit card..get girls ...but end of month get sharks
browniebaobao SG who say unlimited? if im not wrong, it's twice the amount of ur salary. Of course, some banks will give greater limit.
ditzy SG One has monthly bills, the other doesn't. Banks usually set a limit on your credit card at 3 times your monthly salary, but you can request it to be higher, which they usually most happily oblige no questions asked.
photo_seeker SG UOB set with 2 times and they'll raise only if you have no bad debts which I think it's good.
jeffning SG Debit Card No minimum income required. If have, min SGD18,000.00 p.a. Use what you have in your savings or current accounts. No tendency to overspend due to limitation of your account balance. Can used for online and/or offline payment. Lots of perks and benefits/rewards. Spend now and pay now. Credit Card Subject to minimum income of SGD30,000.00 p.a for a generic card. Have finance charge of late payment and interest charge. Uncontrolled spending could lead to bankruptcy. Lots of perks and benefits/rewards. Widely accepted as online payment. Spend now but pay later. Pay minimum amount on the statement. You can refer to credit and charge card regulation for details.
dakkon_blackblade SG If I recall correctly, recently the MAS lowered the credit card application limit to $25k per annum.
jeffning SG You can apply any one of the following cards from the local banks: UOB - UOB VISA Regular Classic or Gold Card POSB - POSB MasterCard Debit Card DBS - DBS MoneySmart Debit MasterCard or DBS NUS Debit MasterCard
