POSB/DBS Everyday credit card application got rejected

last SG · 2006-04-12T15:26:29+00:00

I've stopped using DBS cr cards already, coz I don't fancy holding onto the phoneline for > 2hrs (yes, I've tested and gave up) and still be kept waiting,...

Glen999 SG

I don't have a POSB bank account and my Everyday credit card got rejected.

is this the reason? BTW, i'm not jobless.

sohguanh SG

I don't have a POSB bank account and my Everyday credit card got rejected.

It is quite rare for one not to have a POSB bank account since last time it is the defacto standard for what we called the Common People's bank. Maybe you go and open up one account lor so simple Mr. Green

Troy437 SG

I dun understand how they work.
They sent me an application for theor Mastercard credit card. I applied, got rejected. That means they dun like me.

Then they call me and sent me the Everyday application card by hand. Why they reject me previously and ask me to join them again???

Btw, how does Everyday card works ah?

R3SsH|n SG

if you are jobless…advisable not to get credit card la…dun use future money…get a debit instead…

four-niner SG

what I understand is some credit card like everyday card you must call them up to activate it.

Even if they sent you the new card it is still not activated, so you must call them.

Or else is you overspent so your card limit burst Very Happy

dragg SG

i am jobless but they keep sending me new credit cards.

Mr. Green

elindra SG

Do you have large amounts of outstanding debt?
It could be a reason why the application got rejected too

Glen999 SG

no debt except car loan until middle of this year. (less than 2k monthly installment)

^tamago^ SG

okie, it seems that you do not have a DBS or POSB savings or current account.

head down to one of the branches, open a BBA and apply for the debit card at the same time.

toomanytoolittle SG

Rejected cos u dun have 30K per annum la. Jobless does not mean got.

ditzy SG

You don't have an account for the bank you wish to apply the credit card from. Do you see where that is going? Laughing

Glen999 SG

don't want. too many accounts in a number of banks now.

Glen999 SG

last time, i applied successfuly for OCBC credit card without opening an account.

Same applies to citibank dividend card which at that moment, i had no account with citibank.

Glen999 SG

i think i meet this criterion as well.

babymac13 SG

For what I know, U need to have at least a POSA saving/current account oe DBS current/saving plus account.

DO you meet this criterea?

Glen999 SG

i don't have accoutns in DBS/POSB. but other bank like OCBC also gives me credit card without having account with OCBC.

^tamago^ SG

whoa, learnt something new today.

do u have an existing MasterCard with any other bank other than DBS/POSB?

photo_seeker SG

Your 30k includes the bonus? If so, it don't get approve.

Honeybunz SG

Can you give me a supp card? Embarassed

MrFugue SG

can after mrs fugue's one expires Embarassed