POSB/DBS Everyday credit card application got rejected

choco B SG

Maybe it's a rule unique to dbs /posb Confused

ditzy SG

Maybe they just don't want to do business with you, nor want your dirty money. Laughing

Glen999 SG

30K excluding bonus.

Glen999 SG

got lah.. citibank dividend.

^tamago^ SG

i think either posb or mastercard dun wan u to hold 2 mastercards….

choco B SG

No, there is no restriction there.
The more the merrier actually from the bank's POV LOL

YI SG

don’t mind them.. there are plenty of alternatives to choose from. if you are adamant about it, maybe you can try calling them up for further enquiries..

FireIce SG

try the GO card?

Glen999 SG

i want posb everyday card for carrefour 5% discount as i want to buy something from carrefour…and 1% rebate for utilities bill.

Wanda SG

If you meet all criteria, try applying for another cr card and see if you're rejected again. If you are, perhaps your info at the Credit Bureau (where banks can share customers' credit info) is wrong because some ppl/banks provided wrong info? This had happened before to innocent 'victims' who were not able to get credit card or bank loan approval.

You can ask for a report on your status at the Credit Bureau, by paying a fee of course.

But postbank cr cards are very strange one. Previously they rejected my SO's application for the free cr card. Then after we bought lots of furniture and charged it to my SO's other cr card, I asked SO to try applying to posbank cr card again, and sure enough, they gave him the free cr card after that (like I thot they would). Laughing

Lorry` SG

i've the posb GO! debit card already , but have not activate yet .

Cuz i realised it canot be used for internet transactions Crying or Very sad

choco B SG

Yar. I think DBS / POSB services & policies are dodgy too Laughing

ditzy SG

Government owned bank mah. Sure dodgy one mah. Laughing

Wanda SG

I've stopped using DBS cr cards already, coz I don't fancy holding onto the phoneline for > 2hrs (yes, I've tested and gave up) and still be kept waiting, esp. when the mistake on my cr card statement was made by THEM! Laughing Oh, and I had to tell them like 3 times in 3 months, before that error was finally rectified. Confused

I'm happy to use other free cr cards with better service. Very Happy

FireIce SG

UOB CC and DC are good…......

^tamago^ SG

if u read the everyday posb card's clauses, it says it will terminate ur current posb mastercards and transfer all remaining balances to the new card.

cyrusv SG

maybe ur job status la.. Razz

life2121 SG

i do not hav an acc wif dbs/posb but i hav 2 of their cr cards... so no need 2 hav acc wif them wan... if u wan rebates... i tink citibank dividend card is better... got cash back oso... Laughing

Glen999 SG

everyday got cash rebate as well.. but 5% for carrefour which dividend cannot match.. and 1% in utilities too.. dividend cannot match..

Schwing SG

this is why ppl who don't know anything should refrain from making "smart" retort... Laughing

back to the main topic...

things like that do happen...some ppl say if you can get a citibank card, you'll have no problems getting other banks' card...that is not true...a few years back, i submitted my applications for 3 cards, UOB, Citibank and Maybank at almost the same time, but i only got Citibank and Maybank's approved (i've only got POSB and DBS accounts)...and now, i get calls from other banks trying to get me to apply for more cards, which i always reject, cos it doesn't make much sense...

first of all, i have a visa and a mastercard, both of which should be accepted by almost all the merchants, and secondly, by having less cards, i can accumulate points faster...some cards let you waive off the yearly subscription if you accumulate enough points, while some will depend on your usage...

my maybank card is subscription free if i use it at least once every 3 months, and i spend just enough to get citibank to waive off my yearly subscription fee...so i dun see a need for more cards...

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