simple... you have 60K
you give a downpayment. you don't have enough to pay for the WHOLE
car.
lets say they calculate... you have to pay $600 a month for the
next 7 years.
Now, that is $600 per month, NOT including...
Insurance, may be $1000+ per year considering your age
Road Tax of the car you're getting
Petrol, $50 a full tank average.
Monthly parking fees IF you're not staying in a private
estate.
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Extra costs that MIGHT come up or EVENTUALLY come up...
Parking fines, ERP, Servicing & Repair.
So, take all that into consideration before you start thinking
about RX7s and RX8s.
I suggest with 60K, you can lay it down on a first hand honda
civic, with around 14K to settle for the next 7 years.