This comes from the mouth of someone who goes around demanding
to be given a 30k ring 
The cheapest wedding dinner you can find which will fulfill my
parents' expectations will need at least 15k...I have already
calculated it before. If you do your research you will know that
most restaurants only allow you to hold the banquet once you have
15 tables and above, and each table nowadays cost 600++, even in a
restaurant. So multiply 15 with 600++ will already cost around 10k,
and that is not inclusive of wine + beer, plus photoshoot...all
these will cost near to 15k. Am I being extravagant? I am not
talking about having a banquet in Fullerton or any five star hotels
now. Just having a banquet in a restaurant will easily cost up to
15k (and this serves as a lesson to those of you who are planning
to get married as well, better save up early).
As for house, of course we are going to take up loans, but no
banks will give you 100% loan. The most HDB will give out is 90%
plus you still need to pay COV to the house owner as we are buying
resale since we want the house fast. The COV can be as high as 20
to 30k, and this is not yet inclusive of furnitures, appliances,
etc.
In what way am I being extravagant? If you are getting married,
you will know that these are necessary things. Please do your
research carefully before making baseless accusations here which
will only put you in a bad light.
I can only deduce that you are someone naive, someone nowhere
near the getting married stage and not even aware of how much all
the necessary stuff will cost. If you think that I am complaining
and acting pitiful here, you can always choose to ignore me and
don't reply to this thread if it irks you. I am not forcing you to
advise me nor can you force me to accept your advice just because
you think it is good.
You called yourself a teacher and yet you are not able to
understand my sentence when I already mentioned to you NOT to
use your parents' expectations as an EXCUSE for a wedding
banquet that you cannot afford. Go for a SIMPLE, CHEAP, AFFORDABLE
WEDDING BANQUET THAT IS AFFORDABLE TO BOTH YOU AND YOUR HUSBAND.
Which part of my sentence DO YOU NOT UNDERSTAND?
And don't be naive to give people the impression that both
of you are going to bear all the costs by yourself. Both of you are
ORPHANS is it? No parents to help you to bear some of the cost is
it? Keep your pride to yourself and swallow it if you really need
to and humbly seek your parents for help to bear some of the cost
for the wedding banquet.
As for your HDB flat, how many bedrooms flat are you talking
about? Go as low as you can afford to own a HDB flat for both of
you, at least both of you got a roof over your head and stop paying
rent.
If both of you have absolutely no savings/CPF at all to afford
to pay for anything, then you better review your own lifestyle and
spending. Don't live like a princess if you cannot afford to live
like one. It's not too late to regret and correct your own
lifestyle and keep track of your own spending.
And if you need to remind me that you are giving your parents
40% of your income every month, then you can save it and go remind
yourself to SEEK HELP FROM YOUR OWN REAL BIRTH PARENTS.
Keep deducing lor...someone insensible like yourself can only
keep deducing for life and never end up living a life anywhere
even close to success.
Maybe you should go reflect on YOU, YOURSELF, YOUR OWN ACTIONS
AND BEHAVIOUR towards your own family, and you can go compare with
other couples out there living in Singapore that are even earning
lesser income as you and your husband and yet they are able to own
a roof over their heads.
I give you a clue ok? Don't go and think of your own race and
compare with their own success stories, go and think of the race of
your nationality and see how that race managed to survive in
Singapore, able to have a wedding banquet, own a roof over their
heads, and STILL BE HAPPY with their married lives.
That's what happens when a girl is not smart enough, bringing
unnecessary and putting her loved ones into this kind
of endless dilemma.
You can to be more sensible even if you're not smart
enough, for the sake of your loved ones.
